What Is Flexible Staking? How to Participate?

1. What is Flexible Staking?

LBank Flexible Staking is a convenient and highly liquid wealth management product that allows users to deposit and withdraw funds anytime without lock-up periods. Users can efficiently manage idle assets, earn daily yields, and maintain high liquidity.

With LBank Flexible Staking, users can effortlessly grow their holdings through simplified operations while retaining full control over their funds.

2. Key Features of LBank Flexible Staking

• High Flexibility: Flexible deposit and withdrawal with no lock-up required, hassle-free investments! Assets remain freely tradable or withdrawable.

• Daily  Rewards Distribution & Competitive Returns: Earn daily interest with automatic reinvestment, delivering returns significantly higher than industry-standard flexible products.

• Easy Participation: No need to transfer funds separately—simply click to participate. The system takes daily snapshots and automatically settles earnings, ensuring a seamless experience.

• Multi-Asset Support: Besides major assets like USDT and BTC, LBank Flexible Staking supports various trending tokens. Earn yields without converting your holdings.

3. How to Participate in Flexible Staking

App

• Log in to LBank App, and tap [Assets] > [Earn].
• Navigate to the [Earn] section.

• Scroll to find your desired token for Flexible Staking and tap [Join Now].
• Agree to the 《Flexible Staking Service Agreement》 and then confirm participation by clicking [Join Now].

Note: Each token has a minimum investment threshold. If prompted "Insufficient funds available in account",  top up your account to meet the requirement.

Web

• Log in to LBank, and navigate to [Earn] > [Flexible].

• Select your desired token and click [Hold to Earn].

• Agree to the 《Flexible Staking Service Agreement》 and then confirm participation by clicking [Hold to Earn].

Note: If your balance is insufficient, click [Deposit] to fund your account.

FAQ

• How to Boost Flexible Staking Returns?

LBank periodically offers promotional events, including the Flexible Staking Interest Boost Coupon.  Once activated, these coupons provide additional interest for specific staking pools during their validity period. 

To maximize returns, check platform announcements and the Hot Events section for upcoming campaigns that offer extra interest rewards.

• Why is the Est. APR change?

LBank Flexible Staking aims to deliver industry-leading returns, but the projected annualized yield adjusts dynamically based on real-time market conditions. Click the [?] icon next to the [APY] for detailed explanations.

• How Are Earnings Calculated & Distributed?

1. The revenue of the position is settled with the designated assets of the project, daily income = amount from snapshots * (annualized yield /365).
2. Daily snapshots are taken at random, and the settlement income is based on the daily holding value of the daily snapshot. 
3. Start calculating the revenue on T + 1 day, and the daily revenue will be distributed before 18:00 on T + 2 day.
4. If the asset balance is less than the minimum, the income on that day will be 0, and if the position closes out on the day, the income will be settled based on the day before closing out.
5. In case of triggering the platform’s risk control on the day, the system will make your position close out without income on that day.

Example (USDT Flexible Staking):

A user participates in USDT Flexible Staking on March 21 with 10,000 USDT.

The agreement takes effect on March 22, and earnings begin accumulating.

The first earnings distribution occurs before 18:00 on March 23 for the earnings from March 22.

Daily-earnings formula:
10,000 × (6% ÷ 365) = 1.6438 USDT/day

If compounded daily, the estimated annualized return is 6.1829%, resulting in 618.29 USDT in earnings over one year.

• How to Exit Flexible Staking?

LBank Flexible Staking allows users to deposit and withdraw funds at any time without lock-up restrictions.

To exit:

• Go to the Flexible Staking page.
• Locate your staked token and click [Exit].  

Note: Exits are unavailable daily from 00:00–00:30 (UTC+8) during earnings settlement.

Note: Flexible Staking is a high-risk investment method. Investors should participate rationally to guard against investment risks. LBank does not assume any responsibility for a guarantee, compensation, or other liabilities for any investment behavior; the final interpretation right belongs to LBank.